Topic: How much saving do you have?
+Anonymous A — 12.2 years ago #35,952
in USD
let see how TC autists handle monies
I predict Syntax would be the only one having a chance at > $1M range
and Bert would be far lower than $0
let see how TC autists handle monies
I predict Syntax would be the only one having a chance at > $1M range
and Bert would be far lower than $0
| Poll option | Votes | Percentage | Graph |
|---|---|---|---|
| < $0 a.k.a. in debt | - | 0% | |
| $0 - $10 | - | 0% | |
| $10 - $100 | - | 0% | |
| $100 - $1,000 | - | 0% | |
| $1,000 - $10,000 | - | 0% | |
| $10,000 - $100,000 | - | 0% | |
| $100,000 - $1,000,000 | - | 0% | |
| $1,000,000 - $10,000,000 | - | 0% | |
| > $10,000,000 | - | 0% |
+Syntax — 12.2 years ago, 56 minutes later[T] [B] #407,270
It wood make no cents to have 1 Million in cash savings. Current bank interest rates are Buckless.
If only I were permitted to suggest people buy say some Globalstar when it was over the counter at .25cents going back only one year Closed today at $3.52 now that its on the NYSE
Real jump was at 60cents a few months ago when it hit NYSE but wassss just not permitted to say anything.
I do keep cash in bank for liquidity and need to cover Margins on BETS I place in Stock Market -
Whole subject sucks at momento cause its IRA rollover tyme n tricky issues with Banks and Fidelity n TDAmeritrade etc.
Honest I am not so much so good making money with money DIRECTLY - Investments well doing more better given I am under gun to recover from a past Condom fail event in my life
If only I were permitted to suggest people buy say some Globalstar when it was over the counter at .25cents going back only one year Closed today at $3.52 now that its on the NYSE
Real jump was at 60cents a few months ago when it hit NYSE but wassss just not permitted to say anything.
I do keep cash in bank for liquidity and need to cover Margins on BETS I place in Stock Market -
Whole subject sucks at momento cause its IRA rollover tyme n tricky issues with Banks and Fidelity n TDAmeritrade etc.
Honest I am not so much so good making money with money DIRECTLY - Investments well doing more better given I am under gun to recover from a past Condom fail event in my life
+Cathy Constantine !TGirlYJKXM — 12.2 years ago, 1 hour later, 2 hours after the original post[T] [B] #407,272
Currently at the $100 - $1000 range.
+Anonymous D — 12.2 years ago, 1 hour later, 3 hours after the original post[T] [B] #407,281
I saved $50k, but then I bought a house. Feels Goodman·Anonymous A (OP) — 12.2 years ago, 12 minutes later, 3 hours after the original post[T] [B] #407,283
@407,270 (Syntax )
never feels like playing with stocks, so I just save up all cash in bank disregarding the low interest rate. tho I think I'd still have less saved up than your spare cash in bank
@407,272 (Cathy Constantine !TGirlYJKXM)
not bad
@previous (D)
one can buy a house with $50k?
never feels like playing with stocks, so I just save up all cash in bank disregarding the low interest rate. tho I think I'd still have less saved up than your spare cash in bank
@407,272 (Cathy Constantine !TGirlYJKXM)
not bad
@previous (D)
one can buy a house with $50k?
·Anonymous D — 12.2 years ago, 14 minutes later, 3 hours after the original post[T] [B] #407,285
+Anonymous E — 12.2 years ago, 1 hour later, 5 hours after the original post[T] [B] #407,287
+Svet !jzYkdX7lIw — 12.2 years ago, 53 minutes later, 5 hours after the original post[T] [B] #407,290
I have a net worth of £200k but about £4k in cash
+fullmouthextraction !2CQezZ7g6I — 12.2 years ago, 2 hours later, 8 hours after the original post[T] [B] #407,307
$poor
+tommy tootough !W0sCDjViag — 12.2 years ago, 14 minutes later, 8 hours after the original post[T] [B] #407,314
realistically close to 10k but its about to either be gone or stay that way for quite sometime
> I have a net worth of £200k
might as well have said "a bajillion dollars", you dont understand how net worth works.
> I have a net worth of £200k
might as well have said "a bajillion dollars", you dont understand how net worth works.
(Edited 1 minute later.)
·Svet !jzYkdX7lIw — 12.2 years ago, 5 minutes later, 8 hours after the original post[T] [B] #407,320
@previous (tommy tootough !W0sCDjViag)
Ok smarty pants. Tell me how it works.
I own my 2bed apartment in London which I brought for a little under 200k in June last year, in the meanwhile the market has sky rocketed. I have a 8k pension fund and about 4k in the bank. I have a fairly shitty credit history due to tax fines that are now paid so I doubt I could borrow anything more than a few grand. Current income is just short of £30k a year which is self employed income with little security plus no debts.
http://en.wikipedia.org/wiki/Net_worth
I think a 200k net worth is about right. Might even be slightly over.
Ok smarty pants. Tell me how it works.
I own my 2bed apartment in London which I brought for a little under 200k in June last year, in the meanwhile the market has sky rocketed. I have a 8k pension fund and about 4k in the bank. I have a fairly shitty credit history due to tax fines that are now paid so I doubt I could borrow anything more than a few grand. Current income is just short of £30k a year which is self employed income with little security plus no debts.
http://en.wikipedia.org/wiki/Net_worth
I think a 200k net worth is about right. Might even be slightly over.
(Edited 4 minutes later.)
·fullmouthextraction !2CQezZ7g6I — 12.2 years ago, 14 minutes later, 8 hours after the original post[T] [B] #407,322
Oh I forgot the 38 dollars in my 401k
+Anonymous I — 12.2 years ago, 11 minutes later, 8 hours after the original post[T] [B] #407,325
1200$
·tommy tootough !W0sCDjViag — 12.2 years ago, 19 minutes later, 9 hours after the original post[T] [B] #407,328
@407,320 (Svet !jzYkdX7lIw)
> Ok smarty pants. Tell me how it works.
>
>
> I own my 2bed apartment in London which I brought for a little under 200k in June last year, in the meanwhile the market has sky rocketed. I have a 8k pension fund and about 4k in the bank. I have a fairly shitty credit history due to tax fines that are now paid so I doubt I could borrow anything more than a few grand. Current income is just short of £30k a year which is self employed income with little security plus no debts.
>
> http://en.wikipedia.org/wiki/Net_worth
>
> I think a 200k net worth is about right. Might even be slightly over.
im the mayor of candyland, now what@407,320 (Svet !jzYkdX7lIw)
> Ok smarty pants. Tell me how it works.
>
>
> I own my 2bed apartment in London which I brought for a little under 200k in June last year, in the meanwhile the market has sky rocketed. I have a 8k pension fund and about 4k in the bank. I have a fairly shitty credit history due to tax fines that are now paid so I doubt I could borrow anything more than a few grand. Current income is just short of £30k a year which is self employed income with little security plus no debts.
>
> http://en.wikipedia.org/wiki/Net_worth
>
> I think a 200k net worth is about right. Might even be slightly over.
> is the total assets minus total outside liabilities of an individual or a company
net worth is not equal to savings, you huge fucking idiot. even funnier that you posted a wikipedia article about it yet you are still wrong about what the term net worth means.
im gonna keep posting this until you realize what it means
> is the total assets minus total outside liabilities of an individual or a company
> is the total assets minus total outside liabilities of an individual or a company
> is the total assets minus total outside liabilities of an individual or a company
you've earned 200k over your current time of being employed
that is not the same thing as "savings"; you are very, very, very, retarded.
> I own my 2bed apartment in London which I brought for a little under 200k
thats not how apartments work either, do you mean condominium? you rent apartments and lease to own condominiums, if you are going to lie, at least do the research because goddamn.
if we are going by net worth my net worth is somewhere to the tune of 300k+ (earning 45k a year, which is how much i currently make) my net worth is how much money I have earned working over a 5 year period in my current job market, does this mean I have 200k stashed away? no it does not, if someone makes 45k a year over a period of time their net worth will be over 200k, even you said this and im really fucking confused as to if you even read the words you type.
You are so stupid
> Ok smarty pants. Tell me how it works.
>
>
> I own my 2bed apartment in London which I brought for a little under 200k in June last year, in the meanwhile the market has sky rocketed. I have a 8k pension fund and about 4k in the bank. I have a fairly shitty credit history due to tax fines that are now paid so I doubt I could borrow anything more than a few grand. Current income is just short of £30k a year which is self employed income with little security plus no debts.
>
> http://en.wikipedia.org/wiki/Net_worth
>
> I think a 200k net worth is about right. Might even be slightly over.
im the mayor of candyland, now what@407,320 (Svet !jzYkdX7lIw)
> Ok smarty pants. Tell me how it works.
>
>
> I own my 2bed apartment in London which I brought for a little under 200k in June last year, in the meanwhile the market has sky rocketed. I have a 8k pension fund and about 4k in the bank. I have a fairly shitty credit history due to tax fines that are now paid so I doubt I could borrow anything more than a few grand. Current income is just short of £30k a year which is self employed income with little security plus no debts.
>
> http://en.wikipedia.org/wiki/Net_worth
>
> I think a 200k net worth is about right. Might even be slightly over.
> is the total assets minus total outside liabilities of an individual or a company
net worth is not equal to savings, you huge fucking idiot. even funnier that you posted a wikipedia article about it yet you are still wrong about what the term net worth means.
im gonna keep posting this until you realize what it means
> is the total assets minus total outside liabilities of an individual or a company
> is the total assets minus total outside liabilities of an individual or a company
> is the total assets minus total outside liabilities of an individual or a company
you've earned 200k over your current time of being employed
that is not the same thing as "savings"; you are very, very, very, retarded.
> I own my 2bed apartment in London which I brought for a little under 200k
thats not how apartments work either, do you mean condominium? you rent apartments and lease to own condominiums, if you are going to lie, at least do the research because goddamn.
if we are going by net worth my net worth is somewhere to the tune of 300k+ (earning 45k a year, which is how much i currently make) my net worth is how much money I have earned working over a 5 year period in my current job market, does this mean I have 200k stashed away? no it does not, if someone makes 45k a year over a period of time their net worth will be over 200k, even you said this and im really fucking confused as to if you even read the words you type.
You are so stupid
(Edited 8 minutes later.)
+triptych — 12.2 years ago, 4 minutes later, 9 hours after the original post[T] [B] #407,329
nothing
·Syntax — 12.2 years ago, 29 minutes later, 9 hours after the original post[T] [B] #407,343
@OP
Cash in bank? Seriously? Honest with no BS - Costs you nada to call Fidelity and discuss your cash with them. You can tell them you want to invest but be Ultra safe super low risk or any combination of that - They can describe say a 30 year model that will remove the jitters of you handing over money.
Also you are free to pull out what you need when you need as often as you need. The thing is about the current super low interest rates with your bank - You're loosing money do to inflation.
My situation more explained. I decided to start buying income property - houses condos in my hood. After the housing crash so in a few cases I got a house for at material cost or in one case even less - Took me much to long to learn the ropes of finding trusty worthy qualified people to do the fixing up b4 renting and after.
Got all that solved and came up with a world class way to get super renters Leases - Sounds good eh?
I was NOT prepared for funding my daughters Harvard Med education - Harvard demands full payment UPFRONT for all the years (5) Minimum she will be there - Had to buy her a new small compact car and ended up buying a house as well - So I ended up in a major cash crunch cause I over extended playing Monopoly for real without the necessary cash reserves for unexpected consequences.
That meant having to work a hole HOLE lot more hours then I wanted to work and agreeing to give a couple clients I truly HATE more of my TYME.
Now things are far more better but honestly it felt really dicey nor could I borrow on the Monopoly game cause that is how I kept funding buying more units.
The most positive my me over extending as I did was I did it such that now my credit score is as good as it can be - People know my real name around here and there are a few that can even look up that score lol and well those who dislike me and do that r in for a shock -
On the other side of that - having a great score at this point? Not much I can do with it other then watching it crash if I try and take advantage of it.
Cash in bank? Seriously? Honest with no BS - Costs you nada to call Fidelity and discuss your cash with them. You can tell them you want to invest but be Ultra safe super low risk or any combination of that - They can describe say a 30 year model that will remove the jitters of you handing over money.
Also you are free to pull out what you need when you need as often as you need. The thing is about the current super low interest rates with your bank - You're loosing money do to inflation.
My situation more explained. I decided to start buying income property - houses condos in my hood. After the housing crash so in a few cases I got a house for at material cost or in one case even less - Took me much to long to learn the ropes of finding trusty worthy qualified people to do the fixing up b4 renting and after.
Got all that solved and came up with a world class way to get super renters Leases - Sounds good eh?
I was NOT prepared for funding my daughters Harvard Med education - Harvard demands full payment UPFRONT for all the years (5) Minimum she will be there - Had to buy her a new small compact car and ended up buying a house as well - So I ended up in a major cash crunch cause I over extended playing Monopoly for real without the necessary cash reserves for unexpected consequences.
That meant having to work a hole HOLE lot more hours then I wanted to work and agreeing to give a couple clients I truly HATE more of my TYME.
Now things are far more better but honestly it felt really dicey nor could I borrow on the Monopoly game cause that is how I kept funding buying more units.
The most positive my me over extending as I did was I did it such that now my credit score is as good as it can be - People know my real name around here and there are a few that can even look up that score lol and well those who dislike me and do that r in for a shock -
On the other side of that - having a great score at this point? Not much I can do with it other then watching it crash if I try and take advantage of it.
+The Doctor !7MHPahvoGY — 12.2 years ago, 6 minutes later, 9 hours after the original post[T] [B] #407,346
+Svet !jzYkdX7lIw — 12.2 years ago, 1 hour later, 10 hours after the original post[T] [B] #407,355
@407,328 (tommy tootough !W0sCDjViag)
> net worth is not equal to savings, you huge fucking idiot. even funnier that you posted a wikipedia article about it yet you are still wrong about what the term net worth means.
im gonna keep posting this until you realize what it means
I own the appartment and the lease which is 110 years. That's how it works in the UK. That flat/appartment and lease is mine to do what I wish with it inc, sell it on at any time. It is worth over 200k and rising. So, it's an asset which adds to my net worth.
I'm not sure if you've been dropped on your head or you're trolling but sprite/10
> net worth is not equal to savings, you huge fucking idiot. even funnier that you posted a wikipedia article about it yet you are still wrong about what the term net worth means.
im gonna keep posting this until you realize what it means
I own the appartment and the lease which is 110 years. That's how it works in the UK. That flat/appartment and lease is mine to do what I wish with it inc, sell it on at any time. It is worth over 200k and rising. So, it's an asset which adds to my net worth.
I'm not sure if you've been dropped on your head or you're trolling but sprite/10
·Syntax — 12.2 years ago, 1 hour later, 12 hours after the original post[T] [B] #407,372
@previous (Svet !jzYkdX7lIw)Have read that Living in London
http://www.numbeo.com/cost-of-living/city_result.jsp?country=United+Kingdom&city=London
Everything is in the Red Line cost wise Yikes LoL
·Svet !jzYkdX7lIw — 12.2 years ago, 1 minute later, 12 hours after the original post[T] [B] #407,373
@previous (Syntax )
Yes, I know how expensive it is to live here. Fortunately I don't have to pay rent and now my girlfriend has a job, she's paying some bills.
Yes, I know how expensive it is to live here. Fortunately I don't have to pay rent and now my girlfriend has a job, she's paying some bills.
·Syntax — 12.2 years ago, 14 minutes later, 12 hours after the original post[T] [B] #407,375
@previous (Svet !jzYkdX7lIw)Decided to check out how Cardiff by the Sea compares - No cool Graphs found yet
> (zip 92007)'s cost of living is 91.70% Higher than the U.S. average
That is all about cost of homes, not food or restaurants etc
http://www.bestplaces.net/zip-code/california/cardiff_by_the_sea/92007
+Anonymous M — 12.2 years ago, 12 minutes later, 12 hours after the original post[T] [B] #407,381
Had no idea there was so many jews in tc
+Anonymous N — 12.2 years ago, 4 minutes later, 12 hours after the original post[T] [B] #407,383
·Syntax — 12.2 years ago, 4 minutes later, 12 hours after the original post[T] [B] #407,385
+Anonymous O — 12.2 years ago, 7 minutes later, 12 hours after the original post[T] [B] #407,391
tommymadsox strikes again
·Svet !jzYkdX7lIw — 12.2 years ago, 12 minutes later, 13 hours after the original post[T] [B] #407,396
·Anonymous O — 12.2 years ago, 11 minutes later, 13 hours after the original post[T] [B] #407,397
@previous (Svet !jzYkdX7lIw)
he's just an angry feckless virgin i wouldnt be too worried about his tryhard antics, after all he's probably from mc
probably a closet yiffbag pervert too
he's just an angry feckless virgin i wouldnt be too worried about his tryhard antics, after all he's probably from mc
probably a closet yiffbag pervert too
·tommy tootough !W0sCDjViag — 12.2 years ago, 2 hours later, 15 hours after the original post[T] [B] #407,443
still upset i see, i also see that you didn't bother refuting anything i said, you huge idiot.
stay mad though
stay mad though
·Svet !jzYkdX7lIw — 12.2 years ago, 3 minutes later, 15 hours after the original post[T] [B] #407,450
@previous (tommy tootough !W0sCDjViag)
I would say from your lenghty posts it's you who is mad, or at least a little upset. But tell me, what am I refuting? because all I see is drivel.
I would say from your lenghty posts it's you who is mad, or at least a little upset. But tell me, what am I refuting? because all I see is drivel.
+Beebs !!2dE4HTCjq — 12.2 years ago, 2 minutes later, 16 hours after the original post[T] [B] #407,453
·tommy tootough !W0sCDjViag — 12.2 years ago, 3 seconds later, 16 hours after the original post[T] [B] #407,454
@407,450 (Svet !jzYkdX7lIw)
> I would say from your lenghty posts it's you who is mad, or at least a little upset. But tell me, what am I refuting? because all I see is drivel.
thats funny that everyone else seems to know what im talking about, obviously you cant read either
just deal with the fact that some people are smarter than you
also see @407,328 (tommy tootough !W0sCDjViag)
> I would say from your lenghty posts it's you who is mad, or at least a little upset. But tell me, what am I refuting? because all I see is drivel.
thats funny that everyone else seems to know what im talking about, obviously you cant read either
just deal with the fact that some people are smarter than you
also see @407,328 (tommy tootough !W0sCDjViag)
·Svet !jzYkdX7lIw — 12.2 years ago, 4 minutes later, 16 hours after the original post[T] [B] #407,461
@previous (tommy tootough !W0sCDjViag)> just deal with the fact that some people are smarter than you
I can deal with that. However, you're not one.
·tommy tootough !W0sCDjViag — 12.2 years ago, 2 minutes later, 16 hours after the original post[T] [B] #407,463
@previous (Svet !jzYkdX7lIw)
> >just deal with the fact that some people are smarter than you
>
> I can deal with that. However, you're not one.
then feel free to point out where i was wrong in any of my posts or continue to make madposts
pretty simple, like you
> >just deal with the fact that some people are smarter than you
>
> I can deal with that. However, you're not one.
then feel free to point out where i was wrong in any of my posts or continue to make madposts
pretty simple, like you
·Anonymous L — 12.2 years ago, 2 minutes later, 16 hours after the original post[T] [B] #407,468
@previous (tommy tootough !W0sCDjViag)
I think I already have. You implyed that a rented appartment isn't an asset in the US. In the UK you purchase the lease for X amount of years. In my case the lease is 110 years long which makes it an asset. An asset worth over 200k. Not rocket science, my friend.
I think I already have. You implyed that a rented appartment isn't an asset in the US. In the UK you purchase the lease for X amount of years. In my case the lease is 110 years long which makes it an asset. An asset worth over 200k. Not rocket science, my friend.
·tommy tootough !W0sCDjViag — 12.2 years ago, 9 minutes later, 16 hours after the original post[T] [B] #407,483
@previous (L)
> I think I already have. You implyed that a rented appartment isn't an asset in the US. In the UK you purchase the lease for X amount of years. In my case the lease is 110 years long which makes it an asset. An asset worth over 200k. Not rocket science, my friend.
you forgot your tripcode svet
> You implyed that a rented appartment isn't an asset in the US
nope, sorry, did no such thing.
> In the UK you purchase the lease for X amount of years.
thats not how apartments work anywhere
> In my case the lease is 110 years long which makes it an asset.
leases dont work that way either btw, reason?
> 110 years
> I think I already have. You implyed that a rented appartment isn't an asset in the US. In the UK you purchase the lease for X amount of years. In my case the lease is 110 years long which makes it an asset. An asset worth over 200k. Not rocket science, my friend.
you forgot your tripcode svet
> You implyed that a rented appartment isn't an asset in the US
nope, sorry, did no such thing.
> In the UK you purchase the lease for X amount of years.
thats not how apartments work anywhere
> In my case the lease is 110 years long which makes it an asset.
leases dont work that way either btw, reason?
> 110 years
(Edited 1 minute later.)
·Rapeculture !saAqdaazn2 — 12.2 years ago, 51 seconds later, 16 hours after the original post[T] [B] #407,484
+Triptych !IupsXZPnnU — 12.2 years ago, 2 hours later, 18 hours after the original post[T] [B] #407,557
Wait, I have a $3'000 scholarship, which isn't really savings but it works out the same cause if I had savings it'd go into tuition anyway. Yay! That means all non-residence things are $5,313.67 for first year plus a (quite expensive :/) residence.
·Syntax — 12.2 years ago, 18 minutes later, 19 hours after the original post[T] [B] #407,559
@407,483 (tommy tootough !W0sCDjViag)
> leases dont work that way either btw, reason?
> 110 years
I have a huge chunk of Island, rite on the Ocean Front - I own everything cept its a 99 year lease cause legally I cannot own the property as a non citizen.
> leases dont work that way either btw, reason?
> 110 years
I have a huge chunk of Island, rite on the Ocean Front - I own everything cept its a 99 year lease cause legally I cannot own the property as a non citizen.
+Anonymous R — 12.2 years ago, 11 minutes later, 19 hours after the original post[T] [B] #407,560
@407,483 (tommy tootough !W0sCDjViag)
This is how leases work in most countries. Flats/apartments are built in blocks then the leases sold off from 100 to 300 years, the developer owns the land so can charge ground rent per lease holder which goes towards the upkeep of the land and building. In my case it's about 700 pounds a year.
Maybe one day you'll actually learn something.
This is how leases work in most countries. Flats/apartments are built in blocks then the leases sold off from 100 to 300 years, the developer owns the land so can charge ground rent per lease holder which goes towards the upkeep of the land and building. In my case it's about 700 pounds a year.
Maybe one day you'll actually learn something.
Start a new topic to continue this conversation.
Or browse the latest topics.